Chief Credit Officer

Requirements

• Minimum 20 years of experience in a commercial banking environment. A proven track record in Credit Risk Management for 10 years is preferred.

• Mastery in Banking Principles and Lending Products, Credit Policy & Assessment Norms, Compliance and Fraud Prevention, Portfolio Monitoring & Analysis and Market & Intelligence.

• Clear understanding of Bangladesh Bank's credit policies and circulars as well as strong knowledge of industry's best practices.

• Strong understanding of data analytics and risk modelling.

• Ability to lead a dynamic team independently and keen to develop others.

• Excellent interpersonal, communication, negotiation, and collaboration skills to work with cross functional teams.

BRAC Bank, a leading sustainable bank in Bangladesh, is committed to becoming the best bank in the country. It has pioneered SME Banking in Bangladesh and offers a comprehensive range of banking services to individuals and business entities. BRAC Bank stands out as a beacon of financial inclusion with solid financials, top credit ratings, and numerous accolades.

BRAC Bank seeks an ambitious, intelligent, purpose-driven, and enthusiastic individual for the following position in its Risk Management Division:

Grade: Senior Executive Vice president

KEY RESPONSIBILITIES:

• Actively participate in the development and implementation of the Bank's business strategy.

• Implement long and short-term plans of the Bank in accordance with the Board's strategy.

• Oversee Retail Underwriting, SME and Wholesale Banking Underwriting team.

• Manage the portfolio quality through the lifecycle of the loans, reviewing and monitoring performance of assets under management as well as ensure credit portfolio health.

• Ensure process improvements initiatives and drive operational efficiencies across segments e.g. decreasing TAT and develop score card-based credit system.

• Develop succession planning for critical roles for aligning business prerogatives and build and nurture innovative talent capability framework as a competitive differentiator with help from the HR team.

• Possess up-to-date market and competitor knowledge with an ability to identify market opportunities and able to work closely with cross functional teams such as Audit, Legal, Operations, Compliance, IT etc.

• Ability to identify the associated risks, formulate risk mitigation process, deploy effective internal control mechanisms, and ensure regulatory compliance & fraud prevention.