Credit Analyst for CRM

2 weeks ago

Dhaka, Dhaka, Bangladesh Bdjobs Full time

A Reputed Private Commercial Bank
is looking for
Credit Analyst for CRM & SAM (Corporate & SME), Credit Risk Management Division

Job Description / Responsibility

Job Grade:
Officer to Senior Principal Officer

Job Location:
Dhaka.

Job Nature:
Permanent.

Key Job Responsibilities:

  • Process of credit/Investment proposals assigned by the line management.
  • Remain time bound to process credit proposals for recommendation of the line management.
  • Communicate with Branch Credit Officers thorough mail and any verbal communication where there are very urgent requirements.
  • Analysis of the credit proposal (Renewal/Reschedule/Restructure/Settlement/Write-off) through assessment of different risks factors like financial risk, business/industry risk, management risk, security risk, relationship risk, marketing risk etc. and prepare credit memo as per designed format and place the memo to reporting authority for their recommendation.
  • Prepare presentation of proposal for credit committee meeting/Board.
  • Forward the Credit Memo to the competent/appropriate authority for approval after necessary amendment as per credit committee recommendation (if necessary).
  • Prepare and communicate declined/deferred decision to the concerned Branch if the proposed credit facilities are not justified after thorough assessment of the proposal.
  • Maintain MIS and systematic filing process to ensure timely and quick accessibility to the necessary file.
  • Ensure Early Alert reporting through identification of deteriorating sign at the initial stage.
  • Regular follow up of stressed portfolio.
  • Visit client`s factory/outlets as and when required.
  • All other related jobs as and when required for smooth operation of the Department assigned by the line management

Educational Requirements

  • Master of Business Administration (MBA)
  • MBA/Master`s in any discipline from reputed University with no third division in academic records.
  • Candidates having professional degree/certification in credit risk management will be given preference.

Experience Requirements

  • At least 4 year(s)
  • The applicants should have experience in the following business area(s):Banks

Experience Requirements:

  • Minimum 04 (Four) years working experience as credit analyst or relevant experience in a commercial Bank / Financial Institution.

Knowledge, Competencies and Skills:

  • Smart, Team player, paired with agile mindset and can-do attitude.
  • Good communication skill in Bangla and English.
  • Very good skills in MS Office.

  • Credit Analyst, Principal Officer to FAVP

    2 days ago

    Dhaka, Dhaka, Bangladesh Bdjobs Full time

    A reputed Private Commercial Bankis looking forCredit Analyst, Principal Officer to FAVP - Retail Credit Risk ManagementJob Description / ResponsibilityJob Grade: Principal Officer to First Assistant Vice PresidentKey Job Responsibilities:Team Leadership & Oversight: Lead and supervise credit analysts and CIB support executives; review their appraisals to...

  • Credit Analyst, Retail Credit Risk Management

    2 days ago

    Dhaka, Dhaka, Bangladesh Bdjobs Full time

    A reputed Private Commercial Bankis looking forCredit Analyst, Retail Credit Risk ManagementJob Description / ResponsibilityJob Grade: Junior Officer to Officer.Key Job Responsibilities:Retail Loan Appraisal: Review and process retail loan proposals, including Home Loans, Government Employee Loans, Agri Loans, Personal Loans, and Credit Cards in line with...

  • Credit Analyst

    2 weeks ago

    Dhaka, Dhaka, Bangladesh Bdjobs Full time

    A Reputed Private Commercial Bankis looking forCredit Analyst (Garments Unit), Credit Risk Management DivisionJob Description / ResponsibilityJob Grade:Principal Officer to Senior Principal OfficerJob Location:Dhaka.Job Nature:Permanent.Key Job Responsibilities:Prepare comprehensive credit proposals (memos) for new and existing garments clients, ensuring...

  • Analyst - Sustainable Finance Unit, Credit Risk Management Division - For A Reputed Private Commercial Bank - Job ID - 1440828

    2 weeks ago

    Dhaka, Dhaka, Bangladesh Bdjobs Full time

    A Reputed Private Commercial Bankis looking forAnalyst - Sustainable Finance Unit, Credit Risk Management DivisionJob Description / ResponsibilityJob Grade:Principal Officer to Senior Principal OfficerJob Location:Dhaka.Job Nature:Permanent.Key Job Responsibilities:Assist in drafting and implementing the bank's Sustainable Finance Policy in compliance with...

  • Manager - Garments Unit, Credit Risk Management Division - For A Reputed Private Commercial Bank - Job ID - 1440839

    2 weeks ago

    Dhaka, Dhaka, Bangladesh Bdjobs Full time

    A Reputed Private Commercial Bankis looking forManager - Garments Unit, Credit Risk Management DivisionJob Description / ResponsibilityJob Grade:Assistant Vice President to Vice PresidentJob Location:Dhaka.Job Nature:Permanent.Key Job Responsibilities:Review and guide credit analysts in preparing comprehensive credit proposals for RMG clients, ensuring...

  • Unit Head CMSME, Credit Risk Management Division

    2 days ago

    Dhaka, Dhaka, Bangladesh Bdjobs Full time

    A reputed Private Commercial Bankis looking forUnit Head CMSME, Credit Risk Management DivisionJob Description / ResponsibilityJob Grade: Assistant Vice President to Vice PresidentKey Job Responsibilities:Review and guide credit analysts in preparing comprehensive credit proposals for CMSME clients, ensuring proper risk assessment and alignment with bank...

  • Head of CRM- Retail Unit

    7 hours ago

    Dhaka, Dhaka, Bangladesh Bdjobs Full time

    The Premier Bank PLCis looking forHead of CRM- Retail Unit (FVP to VP)Job Description / ResponsibilityThe Premier Bank PLC., with the network of 136 branches and 67 sub-branches across the country, is on a growth trajectory to expand its network and services nationwide. As part of its commitment to corporate goals, financial inclusion and good governance,...

  • Senior Data Research Analyst

    2 weeks ago

    Dhaka, Dhaka, Bangladesh Instant Solution Full time

    Instant Solutionis seeking a highly skilled and experienced Senior Data Research Analyst to join our team on a long-term strategic project with a German partner. We need a professional who understands the value of accurate data and efficient CRM management. Location:House 843, Road 843, Block L, Bashundhsara R/A, Dhaka (Office Based) Shift: DayKey...

  • Head of Credit Administration

    4 days ago

    Dhaka, Dhaka, Bangladesh Bdjobs Full time

    Mutual Trust Bank PLCis looking forHead of Credit Administration (CAD)Role purposeThe Head of CAD provides operational leadership of the Credit Administration function, ensuring strong risk/control culture, service excellence and alignment with the Bank's risk appetite, E& S risk consideration and credit strategy.The role owns end‑to‑end credit...

  • Manager - Customer Relationship Management (CRM Lead), Dhaka- For Intertek Bangladesh- Job ID: 1450552

    7 hours ago

    Dhaka, Dhaka, Bangladesh Bdjobs Full time

    Intertek Bangladeshis looking forManager - Customer Relationship Management (CRM Lead), DhakaJob Description / ResponsibilityEnsure best service support for CRM vendors (zero hindrance in Intertek services).CRM to build strong rapport with vendors to gain 100% trust in Intertek and ensure continuous improvement in customer satisfaction and market share.Daily...