Credit Analyst for CRM

18 hours ago

Dhaka, Dhaka, Bangladesh Bdjobs Full time

A Reputed Private Commercial Bank
is looking for
Credit Analyst for CRM & SAM (Corporate & SME), Credit Risk Management Division

Job Description / Responsibility

Job Grade:
Officer to Senior Principal Officer

Job Location:
Dhaka.

Job Nature:
Permanent.

Key Job Responsibilities:

  • Process of credit/Investment proposals assigned by the line management.
  • Remain time bound to process credit proposals for recommendation of the line management.
  • Communicate with Branch Credit Officers thorough mail and any verbal communication where there are very urgent requirements.
  • Analysis of the credit proposal (Renewal/Reschedule/Restructure/Settlement/Write-off) through assessment of different risks factors like financial risk, business/industry risk, management risk, security risk, relationship risk, marketing risk etc. and prepare credit memo as per designed format and place the memo to reporting authority for their recommendation.
  • Prepare presentation of proposal for credit committee meeting/Board.
  • Forward the Credit Memo to the competent/appropriate authority for approval after necessary amendment as per credit committee recommendation (if necessary).
  • Prepare and communicate declined/deferred decision to the concerned Branch if the proposed credit facilities are not justified after thorough assessment of the proposal.
  • Maintain MIS and systematic filing process to ensure timely and quick accessibility to the necessary file.
  • Ensure Early Alert reporting through identification of deteriorating sign at the initial stage.
  • Regular follow up of stressed portfolio.
  • Visit client`s factory/outlets as and when required.
  • All other related jobs as and when required for smooth operation of the Department assigned by the line management

Educational Requirements

  • Master of Business Administration (MBA)
  • MBA/Master`s in any discipline from reputed University with no third division in academic records.
  • Candidates having professional degree/certification in credit risk management will be given preference.

Experience Requirements

  • At least 4 year(s)
  • The applicants should have experience in the following business area(s):Banks

Experience Requirements:

  • Minimum 04 (Four) years working experience as credit analyst or relevant experience in a commercial Bank / Financial Institution.

Knowledge, Competencies and Skills:

  • Smart, Team player, paired with agile mindset and can-do attitude.
  • Good communication skill in Bangla and English.
  • Very good skills in MS Office.

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