Credit Analyst

Credit Analyst (Credit Risk Management)

IDLC Finance PLC

Job Context

The incumbent will be responsible for the role of a
Credit Analyst
for the division of
Credit Risk Management
which will significantly contribute to the quality growth of the Asset portfolio & significantly reduce the NPL of the organization.

Job Description / Responsibility

• Checking loan application proposals and required documents
• Scheduling physical client visit, verifying financial/Non-financial data during visit
• Formulating credit appraisal report for sanction by analyzing financial and non-financial factors with proper risk assessment
• Performing required due diligence and credit policy (i.e. checking vetting and valuation report, Personal Guarantors, quotation etc.)
• Taking market feedback from relevant stakeholders
• Default case/Industry analysis
• Arranging Branch coordination meeting

Job Requirements

Education

Graduation/Post Graduation degree in any business field from a reputed university

Experience

Preferably 1 to 2 years of experience in Credit Risk Management or in a relevant field

Salary:
As per IDLC Policy

Job Grade:
Officer Grade I/II/III (or higher if matches with profile and experience)

Job Nature:
Full-time

Job Location:
Anywhere in Bangladesh

Application Deadline:
September 07, 2025