Manager - Special Asset Management (SAM)

Company Name: National Finance PLC

Location:
Dhaka

Job Type
Full-Time Workplace Type: Full-time Job ID: IJOB202678694

Key Responsibilities

- Achieve monthly recovery and collection targets from classified, overdue loans, write-off loans, stressed, block accounts etc.
- Follow up and pay in person recovery visit to borrowers to ensure due collections, improvement of classification status and/or settlement of loans.
- Monitor recovery performance and reduce the institution’s NPL ratio.
- Coordinate with Legal, Credit Risk, Business, Operations, Finance & Accounts and/or other relevant departments for effective recovery support.
- Lead negotiations with borrowers, guarantors and sponsors to recover outstanding liabilities.
- Identify early warning signals and initiate remedial actions to prevent further deterioration of assets.
- Ensure timely enforcement of guarantees, mortgages, liens and other securities, in accordance with applicable laws and contractual terms.
- Arrange possession, preservation and disposal of mortgaged or repossessed assets, where legally permissible.
- Assess and recommend viable rescheduling, restructuring, partial/full settlement, write-off etc. proposals in accordance with applicable Bangladesh Bank instructions and the institution’s approved policies.
- Ensure accurate and timely submission of all SAM-related statements and reports to Bangladesh Bank and other competent authorities, as applicable.
- Respond to Bangladesh Bank queries, inspection observations and information requests relating to asset recovery, and coordinate timely submission of supporting documents.
- Maintain proper records and an audit trail for regulatory inspections, internal audits and external audits.
- Maintain professional standards, confidentiality and compliance with the institution’s governance framework and compliance with applicable regulatory guidelines.
- Ensure compliance with Company policies and applicable regulatory guidelines.
- Must have experience to lead recovery team. Requirements
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Experience:
3-6 years
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Education:
-

Skills:
banking operations, debt collection, banking law, loan restructuring, retail banking, nbfc, back office operations, bangla language proficiency, recovery planning, financial regulations knowledge Last Date of Application: 27 November 2026